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Generally, people using the civil court system in Tennessee must pay fees and costs for the privilege of using the courts. However, in situations of extreme financial hardship, some people cannot afford these fees and costs. In those c...

Workers’ compensation can be a tough process to go through. Thankfully, Tennessee has a free Ombudsman Program and a free Mediation Program to help you with your workers’ compensation claim. Ombudsman Program Ombudsmen are trained specialists i...

The task of planning for the future can seem frightening and complex. With so many different documents, it can be hard to find what best suits your needs. Learning the differences between the most common planning documents is a good first step toward...

What happens to my debts when I die?   Many families are concerned that when a loved one dies, they will become legally responsible for their debt. This is not usually the case. When you die, the debt you owe at the time of your death will...

I lost my job, and that’s how I had health insurance. What do I need to do to get health insurance back?   Health insurance between jobs can help protect you from costly health care bills. There is not one specific path in securing heal...

What is workers’ compensation? Tennessee workers’ compensation law requires most employers to carry workers’ compensation insurance policies in case one of their employees is injured while performing their job duties. This insurance policy provide...

Are you worried about having to take off work if you get sick with COVID-19 or have to quarantine? Do you have to care for children at home because of schools being closed? These are all real concerns for anyone in the workforce right now.  T...

If you are one of the millions of Americans who have filed for unemployment because of the coronavirus/COVID-19 crisis, this blog can help you learn more about your rights and how to get unemployment. In addition to regular unemployment insurance,...

A big problem plaguing the senior population today is affording long-term care. While many programs exist to fill the financial gaps, affording proper care that meets the unique needs of each individual is still a strugg...