Homeowner – Mortgage Default and Foreclosure
Below you can find helpful resources about for homeowners including information about mortgages and foreclosure. You can also find details on how to seek assistance or aid from a lawyer, if needed.
These resources from the Federal Trade Commission, Legal Aid of East Tennessee, and West Tennessee Legal Services all have information about foreclosures that can help you.
These videos from Legal Aid of East Tennessee will provide information about what happens during a foreclosure and how to avoid it. This information is available in both English and Spanish.
Mortgage Assistance Hotline: 1-855-876-7283
If you are having problems paying your mortgage or think you might have problems soon, you can get information about what help is available.
This website can help you learn about buying and financing a home. You can also learn about getting mortgage help and how to protect yourself from scams.
This website can help you learn about protecting your money and making smart money decisions. You can use this website to get information on debt, mortgages, home shopping, and many other money questions.
If you are in Tennessee, the website, Free Legal Answers, allows you to ask a lawyer for help with a legal issue at no cost. It is fast and easy, and all you need is a computer. This is a FREE service for people who cannot afford a lawyer.
How it works:
- You will answer a few questions to see if you qualify for their service. If you qualify, you will have the option to create an account.
- Then, you can ask their volunteer attorneys a non-criminal legal question.
- Once your question receives a response, you will get an email. You will need to sign into the website to read your response and ask any additional questions.
Visit https://tn.freelegalanswers.org/ to sign up.
The Statewide Directory provides information regarding Legal Aid Attorneys and other agencies by county in Tennessee.